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A project loan is designed to help businesses bring ambitious ideas to life — whether it’s construction, expansion, infrastructure development, or any large-scale commercial project. At Tru Loan, we ensure that your project receives the right financial foundation at the right time.

Tru Loan provides flexible, customised project financing with transparent terms, ensuring that delays, uncertainties, and funding gaps never slow down your growth. Our goal is to support your business vision with reliable funding at every stage.

With Tru Loan, you get structured financing, expert guidance, competitive interest rates, easy documentation, and timely disbursement — everything you need to execute your project seamlessly and successfully.

Interest Rate
10.5% p.a. onwards
80%
Loan Amount
Funding depends on project cost, viability, and business profile
25
Tenure
Up to 25 years
2%
Processing Fees
1% to 2% of loan amount
Rates and offers subject to eligibility and change. T&C apply.
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Why Choose Tru Loans?

Competitive Interest Rates

Tru Loans offers attractive and well-structured project financing rates to reduce your overall project cost.

Flexible Loan Amounts

We provide high-value financing tailored to project requirements — construction, expansion, and infrastructure.

Quick Approval & Disbursement

Fast processing and stage-wise disbursement ensure your project never slows down.

Transparent Process

Clear terms, no hidden charges, and complete transparency throughout the loan cycle.

Dedicated Customer Support

Get personalised assistance at every stage — from eligibility to documentation and disbursement.

Eligibility Criteria

Check the basic requirements for applying for a Tru Loans Project loan

Criteria Details
Age Limit 21-70 years (must not exceed 70 by loan maturity)
Nationality Indian Residents, NRIs, and Persons of Indian Origin (PIOs)
Minimum Income Based on audited financials & project feasibility.
Work Experience Salaried: 2 years
Self-Employed: 5 years
Credit Score Recommended 750+ (may vary by lender)
Calculate EMI Talk to an Expert

Documents Required

List of essential documents required for Project Loan applicants

Self-Employed / Business Owners

  • KYC of Promoters: Photo, PAN, Aadhaar of Applicant & Co-applicants
  • Business Address Proof / Utility Bill
  • Business Proof:
    • Gumasta License (Proprietor)
    • Company PAN / Partnership Deed (Partnership)
    • MOA / AOA / Incorporation Certificate / Directors List (Company)
    • Udyam Certificate
  • Last 3 Years GST Returns
  • Last 3 Years Financial Statements:
    • ITR (Company & Individual)
    • Balance Sheet & Profit/Loss with Schedules
    • Audit Reports including 3CD & 3CB (if applicable)
  • 12–24 Months Current Account Statement
  • 6 Months Savings Account Statement
  • Project-Specific Documents:
    • Detailed Project Report (DPR)
    • Project Cost Estimate & Cash Flow Projections
    • Work Orders / Contracts / Quotations
    • Project Timeline & Execution Plan
  • Property / Asset Documents:
    • Land Ownership Documents
    • Registered Sale Deed / Allotment Letter
    • Approval Plans, Layouts, and Permissions
    • Occupancy/Completion Certificate (if applicable)
  • NOC from Society / Builder (if required)

Frequently Asked Questions

Get answers to the most common project loan queries.

The loan amount depends on total project cost, financial strength of the business, cash flow projections, credit profile, and project viability. Funding can be structured stage-wise based on requirements.

Eligible projects include commercial construction, industrial setup, manufacturing expansion, infrastructure development, warehousing, renewable energy, and other revenue-generating projects.

Rejections may occur due to weak financials, poor cash flow, insufficient collateral, incomplete project reports, low credit scores, regulatory issues, or unrealistic projections.

Project loans are typically disbursed in phases based on progress reports, milestone completion, invoices, or contractor bills. Each stage is verified before release of the next installment.

Yes, project loans generally require collateral such as property, plant & machinery, project assets, or business guarantees. Additional security may be requested based on the project risk.

Yes, prepayment or foreclosure is allowed as per lender terms. Charges vary depending on the loan type, fixed or floating rate, and borrower profile.

Yes. A DPR is mandatory and must include project cost, execution plan, feasibility, revenue projections, cash flows, risk assessment, and repayment strategy. It forms the foundation of the lender’s evaluation.

Tru Loan offers structured financing, competitive interest rates, transparent processes, expert project evaluation, fast approvals, and stage-wise disbursement to keep your project running smoothly.

Yes, additional funding or top-up may be provided based on project progress, revised estimates, and repayment history. It is subject to lender evaluation.

Charges may include processing fees, technical & legal evaluation fees, documentation charges, inspection fees, and prepayment/foreclosure charges depending on loan terms.

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