Education is the foundation of a successful future, and the right financial support can make all the difference. At Tru Loan, we understand the dreams and aspirations behind pursuing higher studies in India or abroad. That’s why we offer simple, transparent, and affordable education loan solutions designed to help students achieve their academic goals.
Tru Loan is committed to making your education financing journey smooth, stress-free, and fully transparent. Our education loan options are tailored to support a wide range of courses, institutions, and student profiles — ensuring that financial constraints never become a barrier to quality education.
With Tru Loan, you enjoy quick approval, flexible repayment options, competitive interest rates, pre-admission sanction facility, and expert guidance throughout the process. We combine modern digital processing with personalized support to give you the perfect blend of convenience and confidence.
Why Choose Tru Loans?
Experience smarter, faster and more convenient education loan services
Attractive Interest Rates
Get competitive interest rates for studies in India and abroad, helping you manage your education costs smoothly.
High Loan Amount Sanction
Get funding for tuition fees, living expenses, books, travel, and other academic costs with flexible loan amounts.
Quick Approval & Disbursement
Fast processing with pre-admission sanction options, so you can secure your seat without financial stress.
Transparent Process
Clear documentation, no hidden charges, and complete transparency throughout the loan approval process.
End-to-End Assistance
From admission proof to disbursement, our experts support you at every stage of the education loan journey.
Eligibility Criteria
Check the basic requirements for applying for a Tru Loans education loan
| Criteria | Details |
|---|---|
| Age Limit | 18 – 35 years for students (co-borrower required for minors) |
| Nationality | Indian Citizens, NRIs, and OCI/PIO students are eligible |
| Course Eligibility |
• Undergraduate, Postgraduate, Diploma & Professional Courses • Courses in India or Abroad • Must be a recognized university, college, or institution |
| Admission Requirement | Confirmed admission letter from a recognized institution is mandatory |
| Co-Applicant Requirement |
A parent/guardian must be a co-borrower with stable income (Salaried or Self-Employed) |
| Credit Score | Co-applicant should ideally have a credit score of 700+ |
Documents Required
List of documents needed for both Student Applicants and Co-applicants
Student Applicant
-
Proof of Identity (Any one):
• PAN Card
• Aadhaar Card
• Passport (Mandatory for studies abroad) -
Proof of Residence (Any one):
• Aadhaar / Passport / Electricity Bill / Rent Agreement -
Academic Documents:
• 10th & 12th Marksheet
• Graduation Marksheets (if applicable)
• Entrance Exam Scores – CAT, JEE, NEET, GMAT, GRE, TOEFL, IELTS etc. -
Proof of Admission:
• Offer Letter / Admission Letter
• Conditional Admission Letter (for abroad studies) -
Course Fee Structure:
• Statement of cost of study / Schedule of expenses - College / University Prospectus (if available)
- 2 Passport-size photographs
- Last 1 year Bank Statement (if student has taken any previous loan)
Co-Applicant / Guarantor
- KYC: Photo, PAN, Aadhaar of Co-applicant
-
Proof of Identity & Address (Any one):
• Aadhaar / PAN / Passport / Driving Licence / Electricity Bill - 2 Passport-size photographs
- Last 1 year Bank Statement (if any previous loan exists)
-
Income Proof for Salaried Co-Applicant:
• Latest Salary Slip / Salary Certificate
• Form 16 + ITR for last 1–2 years
• Last 6 months Salary Account Bank Statement -
Income Proof for Self-Employed Co-Applicant:
• Business Address Proof
• ITR for last 2 years
• TDS Certificate (Form 16A, if applicable)
• Last 6 months Bank Statement (Business / Personal)
Frequently Asked Questions
Get answers to the most common home loan queries.
